The Relationship Manager is responsible for scoping of the area sales and operations and implementing strategies to increase productivity and performance levels in order to achieve the Circle’s financial targets.
They are responsible for ensuring the smooth functioning of the daily operations and compliance with the rules and regulations set as per banking norms for Government clients/ Departments.
The role involves relationship management with the key account holders of the Bank to ensure deepening of accounts and thus generating revenue Key Responsibilities Source new customers to generate revenue for fund Based and non-fund based products and increase customer base Strengthen relationship with existing customer base so as to generate sustained business and identify opportunities for cross sell.
Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality Ensure implementation of due processes, guidelines and Bank’s code of conduct in all transactions, sanctions, disbursals and post disbursal activities.
Review daily/ periodic reports with a view to identify business opportunities, act upon early warning signals highlighted by the central teams, implement exit plan for stress accounts Provide feedback to Risk Management/ Product Policy / Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy.
Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the Go I/ Go M initiatives by critically analyzing the cost benefit to the bank.
Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS) across given portfolio.
Ensure throughput of CDBT & GST taxes from given portfolio and assist the Nodal officer as and when required.
Review existing portfolio and constantly updating of Re KYC, PAN nos & Covenant compliance as per the Banking standards Qualifications: Optimal qualification for success on the job is: Graduation/ Post- Graduation (MBA preferred) from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge of banking CMS/ Sector Specific/ Customized Banking applications/ products and services Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the Regional language Ability to manage complex client situations Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment Ability to handle pressure and meet deadlines
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Wbcg:mnc - Relationship Manager
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Wbcg:mnc - Relationship Manager
India, Karnataka, Bengaluru,
Modified September 30, 2024
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Axis Bank is India's 3rd largest private sector bank, offering the entire spectrum of financial services to customer segments including Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The bank has a vast retail footprint of over 2,500 branches and 12,500 ATMs. The overseas operations of the bank are spread over its 7 international offices with branches at Singapore, Hong Kong, DIFC (Dubai International Financial Centre), Colombo & Shanghai, and representative offices at Dubai and Abu Dhabi. The bank recently upgraded its representative office in Shanghai to a branch & became the first Indian private bank to set up a branch in China.
Showing consistent growth, Axis Bank has achieved a balance sheet size of Rs. 4,61,932 Cr. as on 31st Mar’15. The net profit for Q4FY15 and FY15 grew 18% YOY to Rs. 2,181 Cr. and Rs. 7,358 Cr. respectively.
In 2014, Axis Bank featured in Forbes Asia’s Fab50 list of companies for the 4th year. The bank was also adjudged the Best Financial Advisor (amongst private banks) by UTI MF & CNBC TV18 Financial Advisor Awards 2013-14. To add to the ever-expanding list, Axis Bank was also awarded the ‘Gold Award for Financial Inclusion’ amongst private sector banks at the Skoch Financial Inclusion & Deepening Award 2014.
The brand unveiled its new campaign, 'Badhne ke kai naam hain...' or ‘Progress has many meanings…’ in June’14, and announced Deepika Padukone as its brand ambassador. It was also adjudged the 'Most trusted private sector bank' by The Brand Equity, Economic Times, Most Trusted Brands survey for the 2nd consecutive year.
Axis Bank envisions being the preferred financial solutions provider, excelling in customer delivery through insight, empowered employees and smart use of technology. By focusing on the core values of customer centricity, ethics, transparency, teamwork and ownership, the bank strives to be a trusted brand for its customers & a great place to work for its employees.